Prep the toppings: Slice cherry tomatoes, cucumbers, red onion, and avocado. Set aside.
Toast the bagels: Slice bagels into halves or quarters and toast until golden brown.
Assemble the bowls: Divide cottage cheese equally among four bowls.
Add toppings: Arrange cherry tomatoes, cucumber, red onion, and avocado on top of the cottage cheese.
Drizzle with olive oil and lemon juice. Sprinkle with salt, pepper, and fresh herbs.
Serve with toasted bagels on the side or as a scoopable accompaniment.